DUBAI, United Arab Emirates, Dec. 05, 2025 (GLOBE NEWSWIRE) A rising DeFi project is drawing attention as development progress continues at a steady pace. Mutuum Finance (MUTM), a new DeFi crypto token that has been gaining visibility across investor communities, is moving closer to one of its most important milestones. With its V1 release still on schedule for Q4, interest in the project continues to accelerate as more funding enters the ecosystem.
Mutuum Finance (MUTM) and Its Growing Support
Mutuum Finance is developing a decentralized lending protocol built around a dual-market structure. The aim is to create predictable and secure borrowing and lending activity on-chain. Users can lend assets such as ETH or USDT and receive mtTokens. These mtTokens increase in value as borrowers repay interest. The growth of mtTokens reflects real protocol usage and creates natural APY for lenders.
Borrowing activity is structured around liquidity. When lending pools have healthy liquidity, borrowing stays cheaper. When liquidity tightens, borrowing becomes more expensive. Loan-to-value rules guide how much collateral users must maintain. If collateral drops too much, liquidation can occur. Liquidators repay part of the debt and receive discounted collateral, supporting the platform’s stability.
Mutuum Finance has also built strong early participation. The project has raised $19.2M, and the number of holders has now passed 18,300. This steady investor growth suggests a rising belief in the project’s long-term vision and lending model.
Phase Progression and Early Market Performance
Mutuum Finance began its token sale in early 2025 with a starting price of $0.01. The token now trades at $0.035, marking a 250% increase during its development cycle. This rise reflects growing interest in the DeFi protocol as the team continues to hit roadmap milestones.
The project is now deep into Phase 6, where allocation has reached close to the final stage. Over 97% of Phase 6 tokens have been taken, which leaves only a small portion of the current pricing tier available. Once this allocation finishes, the project will move toward the final steps ahead of launch. The official listing price is $0.06, which helps explain why demand has increased as the allocation window becomes smaller.
Mutuum Finance maintains daily activity through its 24-hour leaderboard. Each day, the top contributor receives $500 in MUTM. This system has supported consistent engagement and encouraged broader participation from international users.
Token Distribution, Supply Structure and User Growth
The MUTM token has a total supply of 4B tokens. Out of this supply, 1.82B tokens were allocated for the presale. This represents 45.5% of the total supply. The large allocation to early contributors helps create a distributed user base rather than concentrating supply in a small number of wallets.
Mutuum Finance has sold more than 810M tokens so far. The rapid pace of growth during Phase 6 shows continuous interest from users who are preparing for the project’s next phase, especially with V1 approaching.
The fact that Mutuum Finance accepts card payment has also helped the platform expand beyond traditional crypto users. This has opened access to regions where onboarding through wallets can be difficult or time-consuming
